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Independent Agency · Licensed in AZ, IA & MO

Better coverage.
Better price.
Local people.

We're an independent agency serving clients across multiple states. We shop 100+ carriers to find you the right coverage — not just the easiest sale.

100+ Carrier markets
AZ Licensed & local
24hr Quote turnaround
$0 Cost to compare
Carriers We Work With
Progressive Travelers The Hartford GEICO Liberty Mutual Chubb USLI Hiscox Foremost Openly Monoline Pacific Specialty Lemonade Root Progressive Travelers The Hartford GEICO Liberty Mutual Chubb USLI Hiscox Foremost Openly Monoline Pacific Specialty Lemonade Root
Personal Lines

Coverage for everyday life.

From your car to your home to your apartment, we find the right policy at the right price — fast.

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Personal

Auto Insurance

Liability, comprehensive, and collision coverage. We shop the market so you're not overpaying.

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Personal

Home Insurance

Protect your home and belongings from fire, theft, weather, and liability claims.

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Personal

Renters Insurance

Your landlord's policy covers the building — not your stuff. We cover your stuff.

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Personal

Motorcycle

Year-round or seasonal coverage for bikes, cruisers, and sport motorcycles.

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Personal

SR-22 Filing

Fast SR-22 filings for Arizona drivers. Same-day filing available in most cases.

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Personal

Landlord Insurance

Rental property coverage for owners — property damage, liability, and lost rent.

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Personal

Life Insurance

Term and whole life options to protect your family's financial future.

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Personal

Health Insurance

Individual and family health plans, including ACA marketplace options.

View all personal coverage →
Commercial Lines

Coverage for your business.

From a one-person shop to a growing contractor operation, we write commercial insurance that matches how you actually work.

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Commercial

General Liability

The foundation policy for almost any business — third-party injury and property damage.

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Commercial

BOP — Business Owner Policy

GL and property bundled into one policy — the most cost-effective starting point for small businesses.

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Commercial

Contractor Insurance

GL, tools, and workers comp built around jobsite requirements and GC certificates.

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Commercial

Workers' Compensation

Required once you have employees. We rate it to your actual payroll and job classes.

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Commercial

Commercial Auto

Work trucks, vans, and fleets — covered under one program instead of multiple policies.

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Commercial

Builder's Risk

Coverage for structures under construction — materials, weather, and theft before completion.

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Commercial

Professional Liability

E&O coverage for businesses where the product is advice, design, or a service.

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Commercial

Cyber Liability

Data breach and ransomware coverage — increasingly required by clients and contracts.

View all commercial coverage →
Why MDL

Independent means we work for you.

Captive agents can only offer one company's products. We shop the whole market.

100+ Carrier markets we access
24hr Average quote turnaround
AZ Local, licensed, accountable
$0 Fee to compare your options
How it works

Simple from start to certificate.

01

Tell us what you need

Fill out a quick form or give us a call. We ask the right questions upfront so we don't waste your time later.

02

We shop the market

We run your risk across our 100+ carrier markets to find the options that actually fit — not just the easiest to place.

03

You pick the best fit

We present your options with the tradeoffs explained in plain terms. You decide — no pressure.

04

Coverage bound, done

We handle the paperwork, issue your certificate or ID cards, and stay available when you need us.

Client stories

What our clients say.

★★★★★

"Brendan saved me over $400 a year on my auto insurance by switching carriers. Took maybe 20 minutes total. Wish I'd called sooner."

— Kyle Petersen
Licensed in AZ, IA & MO · Auto Insurance
★★★★★

"Got my contractor GL and workers comp sorted in two days. They knew exactly what the GC required and had the certificate ready same day."

— Mahlon Sound
Scottsdale, AZ · Contractor Insurance

Get started today

Ready to see what you could be paying?

Free quote, no obligation, no sales pressure.

Get a free quote → Call (480) 436-3529