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Workers' compensation insurance is required for most Arizona businesses with employees. If one of your employees gets injured on the job — whether it's a contractor on a jobsite, a restaurant worker in the kitchen, or a retail employee on the floor — workers comp covers their medical bills, lost wages, and rehabilitation costs.
Without it, your business is personally liable for every dollar. One serious injury could cost tens of thousands out of pocket and expose you to lawsuits that could shut your business down.
MDL Insurance Solutions makes getting covered simple. We're an independent broker based in Phoenix — we shop multiple carriers and find you the right coverage at the best price.
Arizona law requires most employers with one or more employees to carry workers' compensation insurance. This includes:
- Full-time and part-time employees
- Seasonal workers
- Family members working in the business
Sole proprietors and partners are not required to carry coverage for themselves but can elect to do so. Independent contractors may also require coverage depending on the nature of the work.
Penalties for non-compliance in Arizona can include fines of up to $1,000 per day plus personal liability for all injury costs. Don't risk it — getting covered is easier and cheaper than you think.
Step 1 — Tell Us About Your Business
Fill out our quick form or give us a call. We'll ask a few simple questions about your business, number of employees, and type of work.
Step 2 — We Shop The Market
We compare rates from 100+ carriers instantly using our commercial quoting platform. You get multiple options side by side.
Step 3 — Get Covered Same Day
Once you choose your policy we handle all the paperwork. You can be covered the same day in most cases.
No obligation. No pressure. Just a straight answer on what coverage costs for your Phoenix business.
📞 Call or text us directly: (480) 436-3529
🕐 Available Monday–Friday 9AM–5PM
📍 Serving Phoenix, Scottsdale, Mesa, Tempe, Chandler, Goodyear and all of Maricopa County
MDL Insurance Solutions, LLC
Phoenix, AZ
📞 480-436-3529
Serving Phoenix, Scottsdale, Mesa, Goodyear, and surrounding areas
Coverage cannot be bound or changed via this website. All coverage is subject to underwriting approval.
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